Privacy Policy

Last updated: February 10, 2026

EarnIt ("we," "us," or "our") operates the EarnIt mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App. Please read this policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Account Information

When you create an account, we may collect:

  • Name (parent and child first names)
  • Email address
  • Phone number (used for account verification and optional notifications)
  • Password (stored in encrypted form)

1.2 Family & Usage Data

As you use the App, we collect data necessary to provide our services:

  • Child profiles (first names, ages)
  • Chore names, descriptions, and dollar amounts
  • Earnings, savings goals, and transaction history
  • Money split preferences (Savings, Wallet, Charity percentages)
  • App usage patterns and feature interactions

1.3 Device Information

We may automatically collect certain information about your device, including:

  • Device type, operating system, and version
  • Unique device identifiers
  • App version
  • General location data (country/region level only)

1.4 SMS & Phone Number Usage

If you provide your phone number, we may use it to:

  • Send account verification codes via SMS
  • Send optional notification messages (with your consent)
  • Facilitate family member invitations

We do not sell, share, or use phone numbers for marketing purposes. SMS messages are sent only for account functionality and notifications you have opted into. Standard message and data rates may apply.

2. How We Use Your Information

We use the information we collect to:

  • Provide, maintain, and improve the App
  • Create and manage your family account
  • Track chores, earnings, and savings goals
  • Process subscription payments
  • Send transactional communications (receipts, account alerts)
  • Send optional notifications (chore reminders, goal milestones)
  • Analyze usage patterns to improve our services
  • Respond to customer support requests
  • Enforce our Terms of Use

3. Data Storage & Security

Your data is stored securely using industry-standard practices:

  • All data is encrypted in transit (TLS/SSL) and at rest
  • Passwords are hashed using modern cryptographic algorithms
  • We use secure cloud infrastructure with regular security audits
  • Access to personal data is restricted to authorized personnel only
  • We perform regular backups to prevent data loss

While we implement safeguards designed to protect your information, no method of electronic storage or transmission is 100% secure. We cannot guarantee absolute security.

4. Children's Privacy (COPPA Compliance)

EarnIt is designed for families, and we take children's privacy seriously. We comply with the Children's Online Privacy Protection Act (COPPA) and similar regulations:

  • Parental consent: Child accounts are created and managed by parents or legal guardians. Children cannot create accounts independently.
  • Minimal data collection: We collect only the minimum information needed for child profiles (first name and age). We do not collect email addresses, phone numbers, or other personal identifiers from children.
  • No child-targeted advertising: We do not display advertisements to children or use children's data for advertising purposes.
  • Parental control: Parents can review, modify, or delete their children's information at any time through the App settings.
  • PIN-based access: Children access the App through simple PIN codes set by parents, with limited functionality appropriate for their age.
  • No social features: Children cannot communicate with other users, share information publicly, or interact with anyone outside their family unit.

If you believe we have inadvertently collected personal information from a child without proper parental consent, please contact us immediately at support@earnit-app.com.

5. Data Sharing & Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

  • Service providers: We may share data with third-party service providers who assist us in operating the App (e.g., cloud hosting, payment processing, analytics). These providers are contractually obligated to protect your data.
  • Legal requirements: We may disclose information if required by law, court order, or governmental regulation.
  • Safety: We may disclose information if we believe it is necessary to protect the safety of any person or to prevent illegal activity.
  • Business transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction. You will be notified of any such change.

6. Your Rights & Choices

You have the following rights regarding your data:

  • Access: Request a copy of the personal data we hold about you and your family.
  • Correction: Update or correct inaccurate information through the App or by contacting us.
  • Deletion: Request deletion of your account and all associated data. Contact us at support@earnit-app.com.
  • Opt-out: Unsubscribe from non-essential communications at any time via App settings or the unsubscribe link in emails.
  • Data portability: Request your data in a portable format.

7. Data Retention

We retain your personal data for as long as your account is active or as needed to provide you with our services. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal or regulatory purposes.

8. Third-Party Services

The App may contain links to third-party websites or services (such as app stores for payment processing). We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy in the App and updating the "Last updated" date. Your continued use of the App after changes are posted constitutes acceptance of the updated policy.

10. Contact Us

If you have questions or concerns about this Privacy Policy, or if you wish to exercise any of your rights, please contact us: